- warn that reduced federal mortgage‑data reporting could weaken fair‑lending enforcement.
- Black renters—already facing historic redlining, discrimination, and income disparities—are disproportionately affected.
Why It Matters Eviction is both a cause and consequence of poverty, and Black Hoosiers are overrepresented among renters in high‑filing ZIP codes. Housing instability cascades into school disruptions, job loss, and long‑term wealth suppression.
What to Watch
- Whether state or city officials adopt tenant protections or rental‑assistance expansions.
- Federal action on HMDA data rules and its implications for fair‑lending oversight.
- Neighborhood‑level displacement patterns in Indianapolis’ east and near‑north sides.